Personal Injury Attorney & Settlement

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Personal Injury Attorney

An accident can tear your dreams into pieces and take away your loved ones. Even if a victim survives he or she may be fatally injured. And sometimes the injured become unable to live by themselves. Law provides protection for the people. But after an accident nobody can recover you fully. If you do recover from the physical injuries you won’t be able to recover from the mental ones. To determine that injuries are categorized as following:

  1. Physical Injury: Visible Injuries. In elaborate injuries to your body like broken bones, twisted ankle etc. Like if you have a car accident and break your tibia bone then it will be a physical injury.
  2. Mental Injury: Invisible Injury. Generally injury which affects your inner self. Mental injury can cause inappropriate behavior, health unconsciousness and physical illness as well. As an example if you start suffering from post-traumatic stress disorder after witnessing a fatal accident.

You must know what type of damage you are suffering from before you can make a claim. You must also seek and hire a professional personal injury attorney. Your lawyer will take you through the process which will make things easier. But you must know the basics of what you are dealing with because you are the one who will make the decisions. Speaking of which let me explain the most important part of claims, which is subrogation and settlement.

Medical expenses are usually carried out by the insurance company. But the insurance company may ask everything about how the accident occurred. This can occur before or after the insurer agreed to pay the bill. The insurer may also ask whether you want to sue someone or not. Now it is very likely to get curious about why they are asking all those. Well the insurer actually wants to know if there was a third party involved or whether someone was partially at fault. And it is because if there was someone else involved then the insurer can reduce some financial responsibility through suing that party. And this concept is recognized as subrogation rule.

Settlement for such issue can be a little complicated. But this actually helps to revive both parties. Suppose your insurer paid $1000 for your medical expense. Now if it is found that a third party was involved then only the insurer can recover the damage penalty from the defendant. So if you think you can make our insurer pay then pocket the damage penalty as well then you are wrong.

Knowledge is power – That’s what Kofi Annan said. So even if you think you don’t need to know about the pros and cons then you are wrong. Subrogation & Settlement is one of them. So always know about your weapons before you can fight with them.


Stephen Zee



  1. Norton

    June 30, 2014 at 3:50 pm

    If you have been involved in a car accident and are thinking of suing someone other than the driver of the other vehicle (or in addition to the driver of the other vehicle), you probably want to speak with a qualified personal injury lawyer. If you decide to consult a lawyer, read A article Finding a Personal Injury Lawyer or go straight to A Lawyer Directory.

  2. Xavier

    July 25, 2014 at 11:38 pm

    However, in some situations, the law can assign fault to someone who was not driving or even present in the car at the time of the accident. Although this sounds surprising, there are a number of common situations where this can occur.

  3. Taffy M.

    July 26, 2014 at 7:14 pm

    Insurance companies are paying close attention to the link between cell phone use and car accidents and many auto insurance websites warn of the dangers of distracted driving. If you are at fault for a car accident caused by cell phone use, or are ticketed for talking while driving, you’re likely to see your insurance premium rise. The best way to avoid a higher premium is to avoid an accident — and potential driver distractions — altogether. For safety tips regarding cell phone use, read A article Cell Phones and Driving: The Law in Your State.

  4. Pattrick

    July 27, 2014 at 12:37 am

    Driving at a reasonable speed . Drivers have a duty to drive at a reasonable, prudent speed. A person who drives at a speed that is unreasonable in light of the existing traffic, road, visibility, and weather conditions may be negligent. Even driving at the speed limit can be considered negligent if, for example, visibility is low, the weather is bad, or the circumstances warrant particular caution (driving by a school where you can expect children to be crossing, for example).

  5. Neil T.

    July 28, 2014 at 2:32 pm

    When a plane crashes, the first thing officials recover is the “black box” — a device that records data that assists with the investigation. The trucking industry is now using devices similar to black boxes that record all sorts of information, including how fast the truck was going, patterns of speed, when the driver used his or her breaks — and even how long the driver had been on the road.

  6. Samm H.

    July 30, 2014 at 4:23 pm

    If you lend your car to an incompetent, reckless, or unfit driver, and that driver, through his or her negligent driving, causes a car accident, you will be liable for injuries and damage resulting from the accident. This is called negligent entrustment. (To learn about the other elements that must be proven in a negligence case, read A article Car Accidents Caused by Negligence.)

  7. Joseph B.

    August 1, 2014 at 3:52 pm

    If you are an employer and your employee runs a red light and hits another car while driving the company car during work hours, you will be responsible for the damages caused by your employee. In many states, parents are liable for their child’s negligent driving when they let their child use the family car. There are several types of laws and legal theories that allow this to happen.

  8. Stiffler

    August 15, 2014 at 11:41 pm

    Maintaining control of the car . Drivers are expected to keep their car under control by, for example, being able to stop quickly. Negligence may be inferred if a car loses control (such as overturning or leaving the road) for no apparent reason. Maintaining and using the car’s equipment. Drivers are expected to maintain their vehicles in safe working order. For example, lights and brakes should be working properly.

  9. Chris S

    August 16, 2014 at 5:43 pm

    When one driver sues another for damage resulting from a car accident, the person bringing the lawsuit (the plaintiff ) generally has to prove that the other driver (the defendant) caused the accident through his or her careless driving. (To learn about the most common liability theory used in car accident cases, read A article Car Accidents Caused by Negligence.)

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